Hannover Reinsurance Group Africa (Pty) Ltd and Another v Gungudoo and Another (2009/35648) [2011] ZAGPJHC 84; 2012 (1) SA 125 (GSJ) (21 April 2011) [100%] (From South Africa: South Gauteng High Court, Johannesburg; 21:04:2011; 104 KB)