SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy	

IN THE NATIONAL CONSUMER TRIBUNAL
 HELD IN CENTURION

Case Number: NCT/ 249/2009/138 (1)(P)
DATE:21/01/2010

In the matter between:

MBONGWA SIMON BHENGU......................................................st Applicant/Consumer
ID:
and
AFRICAN BANK LIMITED................................................st Respondent/Credit Provider
ADDCON (PTY) LIMITED................................................nd Respondent/Credit Provider

CONSENT ORDER

The Tribunal having read the papers filed of record and heard the Debt Counsellor;

The Tribunal hereby orders that:
1.	The draft consent order formulated as the order of the Tribunal attached hereto and marked Annexure "A" confirmed;
2.	The parties are warned that failure to comply with the order of the Tribunal constitutes an offence in terms of section 160(1) of the Act.

Dated and signed at Centurion on this   21 day of January 2010	

MR. XOLELA MAY
 PRESIDING MEMBER

IN THE NATIONAL CONSUMER TRIBUNAL
HELD AT CENTURION

	Case No:

In the matter between:
BHENGU, MBONGWA SIMON......................................../1ST APPLICANT
Identity number: 

And
AFRICAN BANK LIMITED	…..............................st RESPONDENT/CREDIT POVIDER
ADDCON (PTY) LTD.........................................ND RESPONDENT/CREDIT POVIDER

DRAFT CONSENT ORDER IN TERMS 0F5ECTI0N 86{8) READ TOGETHER	~
WITH SECTION 138 OF THE NATIONAL CREDIT ACT 34 OF 2005

WHEREAS:

a.	consumer applied for debt review in terms of the National Credit Act 43 of
2005;

"Annexure B";

NOW THEREFORE:
The Tribunal, being satisfied that the Applicant and Respondent are parties to a debt rearrangement facilitated by a debt counsellor under section 86(7) of National Credit Act, hereby orders, by consent of the parties:
That the payment structures of the agreement between the Applicant and the Respondents asset out in Annexure "B", be made an order of the National Consumer Tribunal;

Which agreement restructures the payment instalment by extending the payment period as indicated in Annexure "C"

Creditor	Reference	Annual Interest	New
Monthly
Instalment	Balance	Estimated Period in Months	
AFRICAN BANK LIMITED	4336250001	15.50%	R293.67	R3 814.96	20	
ADDCON (PTY) LTD	4721003	40.90%	R229.01	R4 554.39	34	
ADDCON (PTY) LTD	4548710	40.90% ..	R427.32	R7 830.09	32	

DATED at Centurion this the	day of	2009

REGISTRAR OF THE NATIONAL CONSUMER TRIBUNAL

Applicant/Consumer      	
Debt Counsellor on behalf of the Consumer
TO:

THE REGISTRAT OF THE TRIBUNAL CENTURION

1.	BANK LI MITE
59 16ROAD
MIDRAND
1685
2.	ADDCON (PTY) LTD
ESPLANADE BUSINESS SUITE
8 CLIFFORD STREET
QUIGNEY
5211