SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy	

IN THE NATIONAL CONSUMER TRIBUNAL
 HELD IN CENTURION

Case Number: NCT/ 306/2009/138 (1)(P)
DATE:02/02/2010

In the matter between:

MARKUS JOHANNES BOTES.....................................................st Applicant/Consumer
ID:
and
AFRICAN BANK LIMITED.................................................st Respondent/Credit Provider

CONSENT ORDER

The Tribunal having read the papers filed of record and heard the Debt Counsellor;

The Tribunal, being satisfied that the Applicant and the Respondents are parties to a debt re-arrangement facilitated by a Debt Counsellor under section 86(7)(b) read together with section 138(1) of the National Credit Act, Act 34 of 2005 ;(the Act).

The Tribunal hereby orders that;

1.	The draft consent order formulated as the order of the Tribunal attached
hereto and marked Annexure "A" is confirmed;

2.	parties are warned that failure to comply with the order of the Tribunal
constitutes an offence in terms of section 160(1) of the Act.

Dated and signed at Centurion on this 2ndDay of  February 2010

ADV F. MANAMELA
PRESIDING MEMBER

IN THE NATIONAL CONSUMER TRIBUNAL
HELD AT CENTURION	

Case No:

In the matter between:
BOTES, MARKUS JOHANNES.............................................../1st APPLICANT
Identity number: -
And
AFRICAN BANK LIMITED......................................st RESPONDENT/CREDIT PROVIDER

"	CONSENT ORDER IN TERMS OF SECTION 86(8) READ TOGETHER
WITH SECTION 138 OF THE NATIONAL CREDIT ACT 34 OF 2005

WHEREAS:

a.	consumer applied for debt review in terms of the National Credit Act 43 of
2005;

b.	debt counsellor found that the consumer is experiencing difficulty satisfying all
obligations under the credit agreements in a timely manner;

c.	debt counsellor recommended a restructuring of the payment instalments to all the
credit providers, as per the agreement which is attached hereto marked:
"Annexure B";

d.	the respective credit providers and the consumer/applicant consented to this agreement,
which consents are hereto attached marked "Annexure C"
NOW THEREFORE:
The Tribunal, being satisfied that the Applicant and Respondent are parties to a debt rearrangement
facilitated by a debt counsellor under section 86(7) of National Credit Act, hereby orders, by consent of the parties:
1.	That the payment structures of the agreement between the Applicant and the Respondents as set out in Annexure "B", be made an order of the National Consumer Tribunal;
2.	Which ^indicated"C"

Applicant/Consumer
Debt :
THE REGISTRAR OF THE TRIBUNAL CENTURION

1. AFRICAN BANK LIMITED
 59 16th ROAD PRIVATE 
BAG X170
 MIDRAND 
1685