SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy	

IN THE NATIONAL CONSUMER TRIBUNAL 
HELD AT CENTURION

Case no: NCT/ 472/2010/138 (1)(P)
DATE:14/04/2010

In the matter between:

MORNE JAN HARMSE HAVENGA..................................................st Applicant /Consumer
ID:
and
AFRICAN BANK Ltd...............................................................st Respondent/Credit Provider
CAPITEC BANK LTD............................................................nd Respondent/Credit Provider
EDCON (PTY) LTD	…..........................................................rd Respondent/ Credit Provider
(Edgards account & Jet Stores account)

CONSENT ORDER

The Tribunal having read the papers filed of record and heard the Debt Counsellor, Mr A Strydom;
The Tribunal, being satisfied that the Applicant and the Respondents are parties to a debt re-arrangement facilitated by a Debt Counsellor under section 86(7)(b) read together with section 138(1) of the National Credit Act, Act 34 of 2005 ;(the Act).

The Tribunal hereby orders that:
1.	The draft consent order formulated as the order of the Tribunal attached hereto and marked "Annexure A" is confirmed;
2.	The parties are warned that failure to comply with the order of the Tribunal constitutes an offence in terms of section 160(1) of the Act.

Dated and this 14day of April 
ADV NEO SEPHOTI
 PRESIDING MEMBER